Credit Traps Snag Consumers Nearly 20 years ago I worked for a small consumer advocacy organization in Washington, DC. Each week we received sacks full of mail from consumers across the country requesting our list of credit cards with low interest rates and no annual fees. If you wanted a low interest rate on a credit card back then, you often had to apply to a bank in Arkansas where interest rates were capped by state law. Those were the good old days. Now, interest rates range from zero percent to a high 39 percent. But it’s tougher to find (and keep) a good credit card than ever before. That’s because there are many n ... Author: Gerri Detweiler CLICK HERE TO READ THE REST OF THIS ARTICLE Additional Navigation: Genetics: 1 2 3 4 5 Engineering Diseases Genetic Testing DNA Testing 1 Genomes Gene Therapy 1 RNA 1 Chromosomes Cloning 1 2 3 Misc Stem Cells 1 2

Today's Featured Articles: Male Mid-Life Crisis Men notice that their former youthful exuberance and ravenous virility are slowly diminishing when they reach the age of 40 and onwards. This is when males experience hair loss, bone loss, insomnia or other sleeping problems, and problems with memory and calculation. They often feel cranky, fatigued, and less motivated. Or sometimes these are accompanied by sweating and flushing, loss of muscle mass and strength, aches and pains, increased fat, decreased sexual performance or erectile dysfunction, and depression. Most men who reach midlife will basically experience one or all of ... Author: Oneil Wilson CLICK HERE TO READ THE REST OF THIS ARTICLE Let me throw out a random thought on Homeland Security Leadership Structure Streamlining Homeland Security with a Free market flair? An idea of adding four more components to the joint chiefs of staff; hire a Jack Welch type as an ombudsman to the group, who does not play rank games. Two; Have an additional force called Biological Warfare for both defensive military and civilian populations; Homeland security force to unite the police forces, law enforcement agencies and private sector database team. Add a division to the defensive plan for space efforts with an ombudsman to NASA and laboratories. Then go recruit all the brain power of the world to work for u ... Author: Lance Winslow CLICK HERE TO READ THE REST OF THIS ARTICLE Want to read more of our articles?  Check out the Archive. Article Archive: Pages 1 2 3 4 5 6 7 8 9 10 11 12 13